Safety of payment Aliexpress card. Protection of the buyer for Aliexpress

For more than seven years of Internet commerce activities Aliexpressmanaged to establish itself as a reliable and secure resource. You can pay for the purchase on the website of the Chinese retailer by any suitable way, including a plastic card. By informing the banking payment details system, you can not doubt: confidentiality when placing an order will be strictly observed. How Aliexpressprotects payments to your users, what advantages gives the Alipay service, why the site requests the secret code of your card, you will learn from this article.

Safety of payment on Aliexpress card

To the question, is the non-cash payment of acquisitions on Aliexpressmap, you can safely answer: yes. Aliexpressequally cares about the selection of trade transactions for both sellers and buyers. Daily thousand users confidently pay for the purchase of favorites of goods, without worrying about the safety of electronic card payment data and wallets.

Why payment by Aliexpress Secure:

• information about the resource on the resource of the sellers passes a major verification;
• make purchases / sales transactions can only be authorized (registered) users;
• delivery addresses and payment details are protected by privacy policies;
• payment of payments occurs directly on the site chosen by the buyer of the payment service;
• transactions on Aliexpressare carried out using a deserving confidence of the Alipay payment system;
• chinese Resources Action Program "buyer protection" to help in solving the dispute and the return of funds.

To pay for the selected goods on the site will need the following details of your credit card: number, expiration date, CVV-code (security code). When ordering system Aliexpress prompts you to enter this information into the corresponding tabs of the window "Payment". After confirmation of readiness to make a purchase you will be automatically transferred to the site of its payment service, where you can pay for your order.

for online purchase for cashless payments at Aliexpresssuitable bank cards of all kinds: both debit and credit. You can opt for payment of the ordering process any type of card: VISA, MasterCard, Maestro. Many banks are recommended to pay for purchases in a special virtual network card-only payments in the internet market and services. Buyers Aliexpress for secure payments are also able to use the popular service AliPay.

AliPay service on Aliekspress buyer protection

AliPay - one of the leading international payment platform for fast and secure online transactions. paying to Aliexpresspurchases tied to AliPay card, you can be sure that the information about the payment details will not be available to the fraudsters, and stored on the balance of funds will remain intact.

The advantages of non-cash payments Aliexpresswith AliPay:

• security and complete confidentiality of your account;
• reliable protection made by users of the service of Internet payments;
• hour intelligent monitoring of possible risks;
• guaranteed reimbursement of unauthorized transactions in its entirety;
• the duration of protection for your online payments Aliexpress- 90 days;
• accelerated solution of disputes and refund up to 5 days;
• full refund if you have not received the parcel;
• partial or full refund, if you sent the goods of poor quality or incomplete completeness.

If you wish to pay for the purchase with Aliexpress through AliPay need to register with the service and create an account tied to a bank card. You can do this and log on shopping resource, and then clicking the option "My AliPay» as the user nickname.

A further algorithm for creating AliPay account:

1. Click "Back to the AliPay» on the opened tab.

2. Enter the control code generated by the payment service system. Confirm that you are familiar with the Alipay Account Agreement - click "Send an email". Confirm e-mail that you have been used when registering on Aliexpress- Follow the link that Alipay will send to your email.

3. Make the alipay settings required for the security account. Enter and duplicate the password for accessing a personal page, report the service system three control questions with answers. Click "Send".

4. To access the settings and transaction list, click "Go to My Alipay".

Unfortunately, from January 2017, Alipay has suspended the service balance of customer accounts registered on Aliexpress. The Chinese resource buyers can still use payment cards associated with Alipay account for non-cash payments, as well as other available secure payment methods.

How to protect yourself from fraud when paying online shopping

Various services Aliexpresscarefully care about the reliability of our transactions in virtual resource markets. However, some security measures when paying for online purchases to users are not worn independently.

Seven recommendations that will help you settle for acquiring an aliexpress without unwanted problems:

1. Do not pass a bank payment card to unauthorized persons, including relatives.
2. Try to keep the details of your card secret. This is especially true of the verification code CVV2, as well as the end date of the card.
3. If you can, order a separate virtual card in the bank, intended for the purchase of online purchase.
4. Install the optimal limit on removal of funds from the payment card during the day or month. If necessary, you can always ask the bank to remove this restriction.
5. Before paying the order, check if your card is open for calculations on the Internet. For security reasons, some banks determine the default ban on non-cash payments on the network. Usually the limitation concerns only risk operations on unverified and suspicious resources. Lock is easy to cancel (temporarily or permanently) by contacting the helpdesk of your bank.
6. In case of theft or loss of the card, try to inform as soon as possible about this representative of a bank or independently block the card through online banking.
7. Do not make online payments in the open-end network Wi-Fi: in restaurants, hotels, airports, etc. To pay for purchases, it is advisable to activate the mobile Internet.

Physhing Fraud Online

If the recommendations listed above are obvious to most of the owners of payment cards, then a more veiled form of Internet fraud - phishing - many do not realize. Literally translated from the English language "Fishing" means "fishing". The goal of phishing fraudsters is to "extend" passwords and account data of inexperienced users on social networks and on other sites, including confidential payment details.

For its purposes, phishing fraudsters use:

• mass E-mail mailing on behalf of brands and popular online stores;
• private messages to users inside social networks and services;
• Letters and SMS mailing (allegedly from payment systems and banks).

As a rule, such letters contain a direct reference to the fake web page of the site, externally practically not distinguishable from genuine. Also in phishing messages there may be similar references leading to resources through redirect. The goal of fraudsters is to translate the user to the fake page. Then, with the help of various psychological tricks (reports of winning, favorable bonuses, closing an account, card lock, etc.), it is forced to enter access data to an account or an electronic wallet.

It is possible to protect yourself from the encroachment of fraudsters only in one way: with maximum vigilance to relate to similar messages, do not open apparent strange references. As soon as it comes to passwords or other data, one way or another concerning your finance, you should not be afraid to seem unnecessarily suspicious. It makes sense to call back or write an email to your bank or payment service and find out whether the message is really sent by their representatives.

How to distinguish phishing sites from the present

Five signs of fraudulent sites:

1. The name of the resource on the banner does not match the address bar specified in the address bar.
2. The domain name is somewhat different from the original or is a random combination of characters.
3. The design of the online store or payment service page is different from the usual.
4. The keys of all or some options on the open page are unclocable.
5. On the payment page used unprotected connection protocol (first characters in the address bar - HTTP, and not http s.).

Why Aliexpress requests Card Security Code

Three-digit Card Security Code, or Secret CVV2 (CVC2) -Code, is one of the details that Aliexpressbe sure to request when making a purchase payment. With this combination of numbers, the system checks the authenticity of the bank card selected to perform the transaction, and also verifies the identity of its holder. Along with other payment details, the CVV2 code is designed to make non-cash payments in Internet markets reliable: protect against possible risks and fraud both sides of the transaction: both the buyer and the seller.

Where to find security code on the map

Some users mistakenly believe that in the Count of Safety Code, when paying online purchases, you need to enter a PIN card. This is not the same thing. CVV2 code (CVC2) is placed on the back of the map - at the end of the seven hundred digits. As a rule, verification code is separated from other digits visually.

On some types of bank cards, the CVV2 code is missing. However, when issuing any card, this unique protective combination is created. If you do not find the security code on your map, request it in the Bank's customer support service before proceeding to the purchase.

Profitable and safe acquisitions on Aliexpress!